Consumer reporting intelligence
Your privacy dashboard
One place to understand and manage specialty consumer reporting agencies.
TAKE CONTROL OF YOUR CONSUMER FILE
More than three credit bureaus.
One place to get organized.
Explore specialty reporting agencies, request your files, track responses, and prepare accurate dispute letters.
Agencies in directory
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Report requests tracked
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Freezes tracked
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Disputes tracked
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Start with these agencies
Getting started
This app does not access credit bureau systems or submit requests on your behalf. Verify instructions on each agency's official website.
Specialty reporting directory
Agency coverage, availability of freezes, and eligibility for free disclosures vary. Links lead to agency websites, not guaranteed direct request forms. This directory is illustrative, not exhaustive.
Request & dispute tracker
Saved activity
FCRA dispute letter builder
Use this only for information you genuinely believe is inaccurate or incomplete. A dispute does not guarantee removal. Avoid entering Social Security numbers, dates of birth, or full account numbers in this prototype.
Letter preview
Complete the form above to generate a personalized dispute letter.
Your FCRA rights
Key federal protections
15 U.S.C. § 1681g
Access to information in your consumer file, subject to statutory rules.
15 U.S.C. § 1681i
Dispute incomplete or inaccurate information and receive an investigation under applicable requirements.
15 U.S.C. § 1681b
Consumer reports may only be furnished for permissible purposes.
15 U.S.C. § 1681c-1
Fraud alerts and related identity-theft protections.
Official resources
CFPB list of consumer reporting companies ↗
What is a consumer reporting company? ↗
Educational information only; not legal advice. Dispute deadlines and security freeze rules can depend on the type of reporting agency and circumstances.